Heald Financial Advisors
701 Route 73 South
Take the Free Portfolio Risk Analysis.
Do you know how much risk is in your portfolio? Click the button below to find your Risk Number and get your FREE Portfolio Risk Analysis!
What is Riskalyze?
Riskalyze is the award winning risk engineering technology that mathematically pinpoints an individualized Risk Number, and aligns a your portfolio to match. Built on a Nobel Prize-winning framework, Riskalyze replaces subjective terms like “conservative” and “aggressive” with the Risk Number, a quantitative way to establish the correct amount of risk for your investments. Riskalyze helps us ensure that your portfolio aligns with your investment goals and expectations!
How Does it Work?
Capture Your Risk Number
The first step is to take a quick quiz that covers topics such as portfolio size, top financial goals, and what you’re willing to risk for potential gains. Then we’ll pinpoint your exact Risk Number to guide our decision making process. Your risk number provided is on a scale of 1 to 99, with higher numbers indicating a higher risk tolerance.
Align Your Portfolio to Match
After pinpointing your Risk Number, we’ll craft a portfolio that aligns with your personal preferences and priorities, allowing you to feel comfortable with your expected outcomes. The resulting proposed portfolio will include projections for the potential gains and losses we should expect over time. Your risk number provided is on a scale of 1 to 99, with higher numbers indicating a higher risk tolerance. The risk range shown describes the comfort zone for your investments. Over the next 6 months, it represents a hypothetical target that you would prefer to keep your investments within. Using the hypothetical example shown, this would mean the investor would be comfortable risk a loss of -12% or $12,579 in exchange for the chance of making a fain of +20% or $21,412. There is no guarantee any investments would perform within the range.
Stress Test Investments
Stress tests illustrate how your proposed portfolio would have fared through various market events over the past few years, including the financial crisis and recovery.
Review Risk & Reward Potential
We can visualize the risk and reward profile for each individual investment we propose for your portfolio. Illustrating risk, reward and diversified risk gives us a powerful tool to review before we make any final investment decisions.
Meet Your Retirement Goals
Before we’re finished, we’ll also review your progress toward your financial goals by building a Retirement Map. This is used in conjunction with our financial planning software that provides a much more detailed financial plan.